$30,000 :: 8443 REPUBLIC AVE, Warren MI, 48089

2 beds, 1 bath
Home size: 1,096 sq ft
Lot Size: 4,791 sq ft
Added: 08/19/17, Last Updated: 08/19/17
Property Type: Single Family
MLS Number: 21358738
Community: Warren (50023)
Tract: PIPER’S VAN DYKE # 07
Status: Active

Land contract terms available! $10,000 down, $500/mo. over 3 years! Good opportunity for the right buyer. Home needs roof and repairs throughout, great project for a handy person to fix up for sweat equity. Previously rented, upper level could possibly be converted to a 3rd bedroom, would also make a good investment property once finished. Buyer responsible for utility turn on and city inspection. C of O required. Home being sold AS-IS, cash, 203k and land contract terms available only. Proof of funds for cash and down payment for LC required for showings.

Listed with Keller Williams Troy Mkt Cntr


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

‘Soft’ Credit Checks: Do They Hurt Your Credit Score?

Warren, MI Properties

(TNS)—Lenders use your credit score to determine whether you are eligible for a loan and to decide what terms they are prepared to offer. Credit bureaus keep track of when companies check your score, regardless of the outcome, and checks designated as “hard inquiries” may lower your score.

Understanding what constitutes a hard check versus a “soft” check makes it easier to plan how you intend to apply for new credit lines, thereby minimizing the risk of harming your credit score.

Soft Credit Checks Are Listed on Your Credit Report

A soft credit check, otherwise known as a soft inquiry or soft pull, is any kind of credit report check that doesn’t affect your credit score. Soft inquiries are background checks rather than checks occurring as a result of new loan applications; in some cases they happen without your knowledge or consent.

Common soft inquiries include:

  • When you check your own credit report
  • When a potential employer checks your credit history to determine your reliability and financial status
  • When a financial institute you patronize checks your credit
  • When credit card issuers check your credit to send you a preapproved offer

You can see all of the soft inquiries on your credit report, which lists each check along with the name of the organization that made the check.

Soft Credit Inquiries vs. Hard Credit Inquiries

Unlike soft inquiries, hard inquiries may have an impact on your credit score. Prospective lenders make hard checks when they are making a lending decision, with common examples including:

  • Applying for a new credit card
  • Taking out a loan for a new car
  • Applying for a mortgage

Hard inquiries stay on your credit report for two years, so you should always think carefully before making any kind of loan application as it can lower your credit score.

Be Smart About Applying for Loans

A good credit score is an essential part of getting approval for a new line of credit, and it also improves your chances of getting the best rates. It’s important to know what kind of activity has the potential to lower your score.

Many companies check your credit history, but only hard checks made to verify your eligibility for a new line of credit have a direct impact on your credit score. To maintain your credit score, apply only for loans when you really need them. If you are shopping for the best rates, make all of your applications within a short time frame.

©2017 Bankrate.com

Distributed by Tribune Content Agency, LLC

For the latest real estate news and trends, bookmark RISMedia.com.

The post ‘Soft’ Credit Checks: Do They Hurt Your Credit Score? appeared first on RISMedia.

Continue Reading →

Summer Could Be Hottest Time for Real Estate Sales in More Ways Than One

Warren, MI Properties

Read More – Blogged by Janet Hull and Thomas Bush: Summer Could Be Hottest Time for Real Estate Sales in More Ways Than One       

$160,000 :: 31416 Hartwick Drive, Warren MI, 48088

Warren, MI Properties
Property Photo

3 beds, 2 baths
Home size: 1,132 sq ft
Lot Size: 12,196 sq ft
Added: 08/18/17, Last Updated: 08/18/17
Property Type: Single Family
MLS Number: 217074619
Community: Warren
Tract: Shawn Park Sub
Status: Active

North Warren Brick Ranch, Large Kitchen, and Finished Basement with Wet-Bar and room for Relaxation and Entertaining.

Listed with Keller Williams Northville Business Center


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$89,900 :: 30727 WASHINGTON Boulevard, Warren MI, 48093

Warren, MI Properties
Property Photo

2 beds, 1 bath
Home size: 1,082 sq ft
Lot Size: 0 sq ft
Added: 07/28/17, Last Updated: 08/18/17
Property Type: Condo/Townhouse/Co-Op
MLS Number: 217066464
Community: Warren
Tract: WASHINGTON
Status: Sold

Sharp 2 bedroom ranch style brick condo in Warren!!This turn-key, entry level unit has been completely remodeled. Recent updates include a brand new high efficiency furnace and water heater (2017). Ceramic tile in the kitchen and bathroom (2017). Kitchen features new counter tops (2017) and newly refinished cabinets. The bathroom has been completely remodeled with a new vanity, plumbing fixtures, and faucets (2017). This unit features brand new interior doors and hardware (2017). The home has been freshly painted and carpeted. This rare END UNIT won’t last long. Located close to shopping centers, banks, restaurants, police and fire stations, and Warren City Hall. ALL APPLIANCES STAY!!!BATVAI.

Listed with Elegant Homes Realty


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

5 Simple Ways to Stage the Exterior of Your Home Before an Open House

Warren, MI Properties

Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com:

If you’re selling your home, chances are good you’re familiar with the concept of staging your home. Real estate agents recommend your home look its best to prospective buyers, and home staging is a great way to ensure you receive top dollar.

Did you know you should stage the exterior of your home, too? Failing to update the look of your home’s exterior can cause buyers to get a bad first impression when they initially arrive to view your home. Whether your target is luxury homebuyers or you are selling your starter home, staging the exterior will have a major impact on the sale of your home. If you want to put exterior home staging to work, here are five elements you should consider tweaking.

Clean Your Exterior Windows and Screens
Nothing says poor maintenance like dirty windows and window screens. If your windows are caked with dust or muck from the last rainstorm, open house visitors are going to wonder what other maintenance jobs you haven’t attended to. Don’t give visitors the opportunity to question whether your home has been properly maintained or not; clean those windows and screens before hosting an open house.

Refresh Your Gardens and Walkways
Just like dirty windows are a real estate faux pas, so are unkempt flower beds. Weeds and overgrown bushes tell visitors you can’t be bothered with the small stuff. Spend a day removing weeds and trimming flowers, or hire a professional landscaper to refresh your gardens. It is amazing what a refreshed garden can do to your home’s curb appeal.

Refresh Your Home’s Siding
No, you don’t have to replace your home’s siding prior to an open house. A quick power wash could be all it takes to remove years of dust and grime. You can attempt this task yourself, but it might be worth your while to hire a professional—some homeowners have been known to damage their home’s siding by using too forceful a water stream.

Update/Clean Door Fixtures and House Address Signage
Something as simple as a new door knob or address signage can give your home a refreshed look. You needn’t spring for a new door; just update the face plate and/or door knob. Purchase new address numbers from the local hardware store and you’ll have tweaked the look of your home’s exterior in just a few minutes.

Clean Patio Furniture
Whether you have chairs on your front veranda or a dining set on your back deck, tired patio furniture can cost you big dollars when it comes time to negotiate with a potential homebuyer. Dilapidated patio furniture instantly gives a bad impression and can cause potential homebuyers to request replacement furniture as part of their deal. Spruce up your existing furniture with a quick power wash, or replace it if it is beyond cleaning.

Simple tweaks to the exterior of your home can have a big impact on your home’s final selling price. By spending just a few days improving the look of the outside of your home, you can increase the amount buyers are willing to offer and make your home the cleanest real estate listing on the block. Will you be trying these exterior home staging tricks when you list your home for sale?

Charles Muotoh is the owner of dcrealestateguru.com, a full-service real estate firm focused on leveraging digital marketing strategies to serve buyers and sellers of real estate in the Washington D.C. area.

For the latest real estate news and trends, bookmark RISMedia.com.

The post 5 Simple Ways to Stage the Exterior of Your Home Before an Open House appeared first on RISMedia.

Continue Reading →

$139,900 :: 13764 IOWA, WARREN MI, 48088

Warren, MI Properties
Property Photo

3 beds, 1 bath
Home size: 1,322 sq ft
Lot Size: 6,969 sq ft
Added: 05/23/17, Last Updated: 08/17/17
Property Type: Single Family
MLS Number: 58031320570
Community: Warren
Tract: Dorchester
The price of this listing was last reduced on 5/23/2017 by 3%
Status: Sold

Great home! The all brick ranch offers 1.5 baths, large kitchen (17′), natural fireplace in the family room, finished basement, hardwood flooring under the carpet, kitchen appliances are included, and a large deck for evening enjoyment!

Listed with Real Estate One-Fraser


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

$164,900 :: 27821 DOVER AVE, Warren MI, 48088

Warren, MI Properties
Property Photo

3 beds, 2 baths
Home size: 1,264 sq ft
Lot Size: 7,405 sq ft
Added: 08/17/17, Last Updated: 08/17/17
Property Type: Single Family
MLS Number: 21357537
Community: Warren (50023)
Tract: VANDENBOSSCHE # 01
Status: Active

Welcome home! You’ll fall in love with this updated & well-maintained ranch, located in a great central location on a quiet street. Great curb appeal – exterior facade features brick and stone. Inside, you’ll find renovated baths & completely remodeled kitchen, including granite countertops/stainless steel appliances (all kitchen appliances included in sale), & gray tile backsplash. Main living areas are open concept – kitchen includes snackbar overlooking breakfast nook & cozy family room with fireplace. Hardwood floors run throughout most of the home, including all bedrooms. Downstairs, the basement was recently finished with a large recreation room & additional “flex” room for an office or guests. An oversized fenced yard with large patio & shed complete this home. Further updates include: Added attic insulation (2010); new rear roof (2017); new furnace, water heater, and air conditioner (2013); all new windows & doorwall (2016). Contact Listing Agent regarding exclusions.

Listed with Arterra Realty Michigan LLC


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →

Is Your Smartphone’s Security Working?

Warren, MI Properties

Security capabilities are already built into iPhone and Android devices. Make sure your phone’s protective software is on and guarded…

Continue Reading →

$169,000 :: 29628 WAGNER, WARREN MI, 48093

Warren, MI Properties
Property Photo

4 beds, 2 baths
Home size: 1,580 sq ft
Lot Size: 0 sq ft
Added: 08/16/17, Last Updated: 08/16/17
Property Type: Single Family
MLS Number: 58031328523
Community: Warren
Tract: Stiebers Small Acres
Status: Active

Charming 4 bedroom, 2 full bath, brick Tri-level. Updates to include furnace & A/C 2014, kitchen 2012, kitchen appliances 2012, living room carpet 2012, Hot Water 2015, lower level windows & living room window 2002, Kitchen & upstairs windows 2016, Attic re-insulated 2015, newer fencing 2012, patio 2012 & trim on house 2002. 4th bedroom can be used as a family room!

Listed with RE/MAX First


Brought to you by Janet Hull and Thomas Bush, Real Estate One, Inc.. Call me today at 1-855-Janet-Tom, or visit my website at www.JanetandThomas.com!


Continue Reading →